I have to accept...

[Latex Goddess Xahria]

That transitioning PROPERLY will never happen for me crying

I just dont have enough money, and if i use the family health insurance, my parents will find out.

I'm ******** and i'm going to hate myself for the rest of my life crying

I dont know what to do, i have no options, short of moving too Canada which i cant do either because hey guess what i still dont have any money.  

[Onyxian Loki]

Become independent.
You have to work hard for what you want if you truly desire it. Get a job, make money, save everything up and don't buy silly things you'll not use very often.
heart Good luck! heart